Of the many questions and topics that are asked to tarot cards, not a small one ...
* Conditions for the product "OTP Universal_Promo".
The loan amount is from 15,000 to 299,999 rubles, the rate is 14.9-38.40% (determined by the Bank based on the results of scoring, depending on the client's risk level). Term 12-60 months. With a loan amount of 100,000 rubles for a period of 12 months at a rate of 14.9% per annum, the approximate monthly payment will be 9,021 rubles. The approximate total amount of monthly payments for 12 months will be 9,021 rubles * 12 months = 108,253 rubles, of which interest for the entire loan term is 8,253 rubles.
The loan amount is from 300,000 to 1 million rubles, the rate is 11.5-20.09% (determined by the Bank based on the results of scoring, depending on the client's risk level). Term 12-60 months. With a loan amount of 300,000 rubles for a period of 12 months at a rate of 11.5% per annum, the approximate monthly payment will be 26,585 rubles. The approximate total amount of monthly payments for 12 months will be 26,585 rubles * 12 months = 319,015 rubles, of which interest for the entire loan term is 19,015 rubles.
** Loan conditions “Great opportunities. Salary". The base rate is 14.5%. Reduced rate - 10.5%. Penalty for overdue loan - 20%. Loan amount - from 1 to 4 million rubles. Loan term - from 12 to 84 months. inclusive.
*** The preferential rate is applied from the date following the date of the second monthly payment after eight consecutive calendar months, during which the following conditions were met simultaneously: 1) monthly receipt wages to the borrower's account in OTP Bank JSC from the employer's account or monthly non-cash receipt Money to the borrower's accounts with OTP Bank JSC in the total amount of at least 150% of the first monthly payment under the loan agreement; 2) monthly commission by the borrower of at least five operations of non-cash payment for goods, works, services using bank cards of OTP Bank JSC. As non-cash payment operations for goods, works, services using bank cards of OTP Bank JSC, only those operations that were carried out on the account during the specified period (excluding transactions made but not reflected on the account using the card) are taken into account. After the preferential rate has been applied: 1) if the conditions are not met, the preferential rate ceases to be valid from the date following the date of the second monthly payment, after the calendar month in which the conditions were violated; 2) if the borrower complies with the conditions in any calendar month, starting from the date following the date of the second monthly payment after the calendar month in which the conditions were met, interest is accrued at a preferential rate. Conditions are valid on 01.04.2019.
Consumer loans have thoroughly entered our life. Of course, the most popular are cash loans. There are many offers on the market for individuals.
How to choose the best of them, choose the optimal monthly payment, calculate the amount of the overpayment on the loan, plan the early repayment of the loan. The OTP Bank loan calculator will help you with this.
Benefits of our OTP Bank calculator:
Universal
Universal
A great
JSC "OTP Bank" - "daughter" of the Hungarian banking group, one of the largest retail banks in the Russian market with a developed network of branches both in Moscow and in other regions of the country. The bank is focused on working in such areas of retail business as POS lending, credit cards, cash loans, acceptance of deposits of the population. The financial institution is also very active in the foreign exchange and interbank markets, in operations with derivatives. Controlled by the Hungarian OTP Bank (97.88%).
The loan calculator at OTP Bank is a modern electronic service that helps borrowers find out in advance the amount of regular payment and overpayment on a loan in just a few minutes. Based on it, you can not only calculate the loan of 2018, but also generate a detailed payment schedule.
Calculate a consumer loan from OTP Bank using a 2018 calculator online
Before attracting borrowed funds for education, the purchase of household appliances or cars, a wedding or a trip, it is worth evaluating your repayment capabilities: calculate a consumer loan from OTP Bank on the loan calculator of the GuideCredit portal.
What are the key advantages of a service that allows you to make an informed decision regarding a loan?
- Firstly, in its fields you can specify only the required amount of borrowed funds and the term for attracting a loan;
- Secondly, the calculation takes only a few seconds;
- Thirdly, a separate calculator has been formed for each loan, which allows you to take into account its features as accurately as possible.
What does the user receive as a result of calculating the OTP Bank loan on the online calculator?
- The amount of the monthly payment;
- The total amount of overpayment on the loan;
- Detailed payment schedule by dates, taking into account the loan term.
The GidKredita portal service can be used from a computer, laptop, phone, tablet. It is adapted to any electronic gadgets and works very quickly even in conditions of a satisfactory Internet connection.
An important advantage of the consumer loan calculator from OTP Bank 2018: the formation of a payment schedule. It looks like a table that you can not only open in a new window, but also download or send to yourself by mail.
The procedure for calculating a loan within the framework of the service is simple: the amount of the loan and the period of its use are entered in the form fields, and based on the results of the calculation, it is possible to find out the effective interest rate (with commissions and additional payments) and the amount of monthly payments.
The loan calculator of the GuideCredit portal allows you not only to realistically present your loan obligations and assess your solvency, but also compare it with offers from other financial institutions.
The OTP Bank loan calculator will help you calculate a consumer cash loan in 2018-2019: the amount of monthly loan payments and the terms of payment for early repayment. use the official online calculator on the website for free!
Living on credit is convenient and practical. Consumer loans have firmly entered the life of Russians. Cash loans are especially popular among borrowers. Lending in 2017 - 2018 will please with a variety of offers for individuals.
To choose the most interesting and profitable of them, to plan early repayment of the loan, you need a financial instrument. This is exactly what the OTP Bank loan calculator is: convenient, visual, free.
.OTP Bank offers 6 cash consumer lending programs, as well as 3 programs for the purchase of goods through consumer loans in the stores of the bank's partners.
Lending terms
- Age of the borrower: from 18 to 75 years (at the time of repayment);
- Minimum amount: 30,000 rubles;
- Maximum amount: 5 million rubles;
- Term: from 3 months to 5 years;
- Commission for issuing a loan: none;
- Security: guarantees of individuals - citizens of the Russian Federation (no more than 2).
Interest rate on a loan
We are gradually filling this section. It's worth the wait :)
The loan repayment calculator allows you to calculate online the amount of payment, interest and overpayment for loans with early repayment, with partial early repayment.
The loan calculator will calculate:
- For payroll card holders
- For legal entities.
- For individuals.
- For pensioners.
- For IP.
The conditions for granting a loan depend on the purpose of the loan, and determine: the required package of documents, interest rates, the amount of allocated funds. Bank loans can be taken:
- Cash.
- For small business development.
- To buy a car.
- To buy a house, to build a house.
- For refinancing.
